On top of dealing with the loss of a loved one, the realization that the funds to pay for the funeral still must be found can be devastating to a family.
By pre-funding your funeral, you not only remove the financial burden from your family, but also protect those funds from being lost in the event you require care in a nursing home, or from some other catastrophic expense.
Four reasons you should pre-plan & pre-fund your funeral:
- Pre-planning your funeral lets you make your wishes known so your loved ones don’t have to guess, or worry if they made the right choices.
- It eliminates emotional overspending due to grief or guilt.
- It gives you a chance to personalize your funeral and make it a celebration of your life.
- Pre-funding your funeral can help protect your family from most, if not all, of the funeral expenses.
Pre-Planning your funeral can further be broken down into two separate functions:
- Step 1 ~ Gather Information
This step involves simply capturing biographical information about your life, career, and family. In short, all the things you want others to know and remember; things like hobboies, suports, church, and social/service organizations you belonged to and enjoyed.
- Step 2 ~ Make Arrangements
In this step, you sit down with your funeral director and make choices about products and services. You will decide whether you will be having a traditional burial or cremation, what type of casket or urn, the services you’ll want, and other details about your funeral. Your funeral director will explain all of the options, outline the costs, and make helpful suggestions. It’s painless, and it only takes about an hour.
How the LCBA Can Help
LCBA (Loyal Christian Benefit Association) is a not-for-profit provider of “Life Insurance with a Conscience,”sm using invest premium earnings to provide member benefits and to support volunteer efforts that make your community a better place.
Together with our partner funeral homes, we are part of the Tomorrow Together Partnership – a collaborative effort to educate individuals and their families about the advantages of funeral pre-arrangement and about financial protection planning.
Funding your funeral through LCBA not only lifts the financial burden of the funeral from your loved ones, but also provides you with value added member benefits from LCBA. For more information, cal 1-800-234-5222 or visit uss online at www.lcbalife.org